Mint alternative
A Mint alternative that
never asks for your bank login.
Mint shut down in March 2024. If you miss seeing where your money goes each month, TallyMsg gives you that picture without syncing a bank account. Text your expenses in Telegram or WhatsApp and it does the sorting.
By the TallyMsg team · Updated
TallyMsg
Telegram
Logged: USD 14.25, Food & Dining at Chipotle.
Logged: USD 38.40, Shopping at Target.
What Mint users usually want back
The parts of Mint people relied on day to day, and how TallyMsg covers each one.
Automatic categories
Every expense is sorted into one of 11 categories by AI the moment you send it.
A clear monthly picture
Spending by category, top merchants, and month over month changes on the web dashboard, or /summary in the chat.
Category budgets
Set a monthly limit per category. On Starter and Pro, the chat warns you as you get close.
Subscription spotting
Recurring charges and repeat habits are detected and listed for you on the Pro plan.
Free to start
Mint cost nothing, and neither does starting here. The Free plan needs no card.
The honest difference: you log it, not your bank
Mint pulled transactions from your bank automatically. TallyMsg does not connect to banks at all, so each expense arrives because you sent it: a quick text like “chipotle 14.25”, a photo of a receipt, or a short voice note.
That costs a few seconds per purchase, and it changes how you relate to your money. You notice spending in the moment you send it, not weeks later in a monthly email. Your bank credentials never leave your bank, and the table below shows what else changes when the bank is out of the loop.
TallyMsg vs bank-sync apps
Bank login required
How expenses get in
Cash spending
Merchant names
Broken bank connections
Price
TallyMsg is a good fit if
- You want to see where your money goes each month
- You would rather not hand your bank login to an app
- You spend cash, or use more than one card
- You already live in Telegram or WhatsApp
It is probably not for you if
- You want every transaction imported with zero effort
- You need net worth, investments, or credit score in one place
- You want to track income as well as spending
Need a net worth view? Our free net worth tracker runs in your browser with no account.
Switching from Mint in three steps
- 01
Sign up on the web. It takes about 30 seconds and the Free plan needs no card.
- 02
Connect Telegram or WhatsApp. Or both, on the same account.
- 03
Send your next expense. Then set a budget for the categories you used to watch in Mint, if you like.
Still comparing? Read our guide to choosing the best expense tracker app.
FAQ
Questions from former Mint users
What happened to Mint?
Intuit shut down Mint in March 2024 and pointed its users to Credit Karma. Many former Mint users are still looking for a simple way to see their spending by category each month.
Can I import my Mint data into TallyMsg?
Not at the moment. TallyMsg starts fresh from your first message. Most people find a clean start easier than migrating years of old categories, and within a few weeks the dashboard has a full picture again.
Does TallyMsg connect to my bank like Mint did?
No, and that is deliberate. TallyMsg never asks for bank logins or card details. You send each expense as a text, a receipt photo, or a voice note, which takes a few seconds and means cash spending is included too.
Does TallyMsg have budgets like Mint?
Yes. Set a monthly limit for any category on the Budgets page or with the /budget command. On Starter and Pro, once you pass 80% of a limit, the confirmation for each new expense in that category shows how much is left.
Is TallyMsg a free Mint alternative?
Yes, you can start free. The Free plan covers 5 expenses a day and 100 a month, plus 5 receipt scans and 5 voice notes a month. Paid plans remove the limits: Starter is $4.99 a month or $39 a year, and Pro is $8.99 a month or $69 a year.
Mint is a trademark of Intuit Inc. TallyMsg is not affiliated with or endorsed by Intuit.
Your money. Your rules.
Know where your money goes. Starting today.
Just message your expenses. TallyMsg categorises every one and shows you exactly where it went. No spreadsheets, no apps, no friction.