What counts as zakatable wealth
Zakat is due on the wealth you have held for one full lunar year, above a minimum threshold called the nisab. Zakatable assets generally include cash and bank balances, gold and silver, money in shares and investments, business inventory held for sale, and money owed to you that you expect to be repaid.
From that total you subtract your immediate liabilities, such as debts and bills that are due now. What remains is your net zakatable wealth. If it sits above the nisab, zakat is payable at 2.5 percent of that net figure.
Understanding the nisab threshold
The nisab is the minimum amount of net wealth a Muslim must hold before zakat becomes due. It is traditionally set as the value of 87.48 grams of gold or 612.36 grams of silver. Because those metal prices change, the nisab in your currency changes too, which is why you enter its current value in the calculator.
Many scholars recommend using the silver nisab because it is lower, which means more wealth becomes eligible and more zakat reaches those in need. Others use the gold nisab. Enter whichever value you follow, and the calculator will tell you whether your net wealth is above it.
These free tools provide general estimates for educational purposes only and are not financial, tax, or investment advice. For decisions specific to your situation, consult a qualified professional.